
As co-founders of Capital Asset Advisors, Tim and Scott combine their strengths to meet and exceed client expectations. Tim’s visionary thinking complements Scott’s meticulous attention to detail, creating a powerful partnership that serves clients from all backgrounds. Whether you’re saving to invest, growing your wealth, or preserving it, Capital Asset Advisors is here to support you every step of the way.
Our Mission at Capital Asset Advisors
We’re here to help you and your family reach financial freedom and peace of mind. Rooted in faith and integrity, our goal is to be the trusted partners you can count on to manage and grow the resources you’ve worked hard to build.
- Wisdom: We believe in the power of time-tested financial principles. Our advice is all about helping you make smart decisions that stand the test of time.
- Integrity: Trust is everything to us. We’re committed to being open, honest, and always putting your best interests first.
- Compassion: We know that money matters can be personal and sometimes challenging. We’re here to listen, understand, and offer solutions that fit your unique situation.
- Education: We want you to feel confident about your financial choices. That’s why we’re dedicated to teaching you the basics of budgeting, saving, investing, and more—so you can make informed decisions every step of the way.
- Service: We believe in giving back. Our work is more than just business; it’s a service to our community. We actively look for ways to support charitable causes that reflect our values.
- Accountability: We set the bar high for ourselves. Excellence is our standard, and we’re always working to ensure we meet it in everything we do.
OUR TEAM

Tim Minert
President
Tim Minert brings over 30 years of experience to his role as an Independent Advisor with Capital Asset Advisors. Before establishing his RIA, Tim held pivotal roles in reputable financial institutions, including serving as a Registered Principal and working in Branch Management at Cambridge Investment Research. His experience with major financial institutions includesFidelity, Charles Schwab, VanGuard and American Funds offers a strong foundation for managing money and growing assets. Tim obtained a degree in finance from the University of Nebraska and places a high priority on continuing education for himself, his staff, and his clients.
In the role of financial advisor, Tim collaborates very closely with clients. Beginning with an initial meeting to establish the current financial picture, (ie income, expenses, investments, and goals), he then provides a custom, personalized plan to move forward towards his client’s financial objectives.
A key component of Capital Asset Advisors is its well-crafted technology platforms. Tim has worked diligently with his partners to ensure ease of use and provide clients with the latest robust tech for accurate planning communication.
Not inclined to dictate one way of doing things, Tim seeks to empower individuals to make informed decisions and secure their financial future.
- Email:tim@capassetadv.com

Scott Koesterer
Co-Founder
Scott started his career as a financial advisor in 2000, five years later achieving the coveted designation of CERTIFIED FINANCIAL PLANNER Professional. Personalized service and helping clients reach their goals and dreams of financial independence has been his constant focus. Additionally, Scott spends a great deal of time meeting with clients, keeping current on financial markets, economic news, and doing research for the portfolios under his management. His free time is spent riding his road bike for fun and fitness, gardening, and spending time with friends and family in beautiful Arizona.
Scott holds a Bachelor of Science degree in business and has earned the designation of CERTIFIED FINANCIAL PLANNER Professional and Chartered Financial Consultant, licences include life, health, disability and long-term care insurance.
- Email:scott@capassetadv.com

Kim Minert
Finance Coaching
Kim Minert specializes in helping couples navigate the complex relationship between marriage and finances. With over a decade of coaching experience, she fosters healthy communication about money, budgeting, and shared financial goals.
After initially working in health and wellness and authoring two books for diabetics, Kim recognized a vital need for couples to align not only on their health but also on their financial well-being. This insight led her to combine her passions and develop a unique coaching approach that empowers partners to have open conversations about earning, saving, and spending money.
Through engaging workshops, personalized coaching sessions, and her popular podcast, "Money and the Mattress," Kim offers practical tools and strategies to help couples align their financial values, set realistic budgets, and build a foundation of trust and transparency.
When she’s not coaching, Kim enjoys playing the piano, experimenting with new recipes, and advocating for financial success within the African immigrant community. Her mission is to transform how couples view money, fostering not just wealth, but also a lasting partnership rooted in understanding and collaboration.
- Email:kim@capassetadv.com